Exceptions to the Rule

If you own any of the following:

• Term life insurance policy
• Universal Life (UL)
• Index Universal Life (IUL)
• Variable Universal Life (VUL)
• Survivorship Universal Life (SUL)
• Survivorship Variable Universal Life (SVUL)
• No Lapse Guarantee Universal Life (NLG UL)
• Guaranteed Universal Life (GUL)

And your policy has little or no Cash Surrender Value, and you plan on letting the policy lapse, there is a way you can recover a portion of your premiums through a 1035 exchange, even when there is ZERO Cash Surrender Value in your current life policy.

In some cases, as much as 40%, and even 50% or more of your premiums can be recovered!

If you would like to know more, click here!

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